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Carole Meyer v. Nathan Norgaard

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eBook details

  • Title: Carole Meyer v. Nathan Norgaard
  • Author : Court of Appeals of Wisconsin
  • Release Date : January 05, 1991
  • Genre: Law,Books,Professional & Technical,
  • Pages : * pages
  • Size : 60 KB

Description

Carole Meyer, individually and on behalf of her deceased husband, Gerald Meyer, and Barbara Ann Meyer appeal a summary judgment
dismissing their claims against Nathan Norgaard, an agent of American Family Mutual Insurance Company, American Family Mutual
Insurance Company and ABC Insurance Company, Norgaard's liability insurer. The Meyers claim that the trial court erred by
concluding that Norgaard and American Family owed them no duty to advise them regarding the availability of uninsured motorist
coverage greater than the $100,000 policy Norgaard sold them. The Meyers contend that Norgaard owed them a duty of reasonable
care and that he breached this duty by failing to reasonably evaluate their needs and to advise them of the need for greater
uninsured motorist coverage. The Meyers also contend that the insurance contract was reformed when Gerald requested and Norgaard
failed to include the higher policy limits. Because Norgaard had no duty to inform the Meyers regarding the availability or
advisability of higher uninsured motorist coverage and because the Meyers failed to submit evidence raising a genuine issue
of material fact on the contract reformation claim, we affirm the grant of summary judgment. In 1985, Norgaard sold Gerald an American Family automobile insurance policy, which Gerald renewed semi-annually through
March 1989. This policy included limits of $300,000 liability per person and per accident; $300,000 property damage; and $100,000
per person and $300,000 per accident of uninsured motorist coverage. Gerald upgraded this policy to include underinsured motorist
limits of $100,000 per person and $300,000 per accident when he purchased a new vehicle.


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